The professions which involve giving advice or specialist services are exciting but always at the risk of something going wrong. In several cases they have to counter claims of alleged or actual negligence or breach of professional duty. These professionals need indemnity insurance that provides them much needed financial protection against claims. The professions which need professional indemnity insurance the most are: 1. IT professionals 2. Business and Management Consultants 3. Fitness Professionals 4. Teachers and Tutors 5. Designers 6.